What’s the cost of owning your own home? Really? We’ll, I’m learning quickly what the cost is and it’s steep. Though I suspect it’s worth it.
Now that we’ve been in the house for a couple years and built up some equity, we’ve decided to take out a home equity loan and fix some things up. This is justified/required as it’s a twenty year old home and could use some repairs and freshening. We’ve committed to only using the loan for capitol improvements to the house. Not new video cards or shoes 
The first big job’s finished and you can find information about it in another post to this site. Next in line are re-modeling the master bedroom, both bathrooms, and finishing the wiring system we installed three years ago. Stay tuned for posts as to how they’re going.